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Source: (consider it) Thread: Inquire Within: general questions
Adam.

Like as the
# 4991

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One big difference between a regular guilty plea, and Alford plea and a nolo contendere is how the plea is treated in a subsequent civil suit.

For instance, let's say that I run someone over. There will probably first be a criminal case, say for reckless driving. Also, the victim will probably sue me. The civil case will probably happen later, as criminal defendants have a right to an expedited jury trial. The question then arises as to whether my plea in the criminal case is admissible in the civil case (as an exception to hearsay). While this varies by jurisdiction, regular guilty pleas are; pleading nolo contendere is not. Alford pleas are murkier.

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Ave Crux, Spes Unica!
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Thyme
Shipmate
# 12360

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Ariel,
We used Key Safe Supra Keysafe

The whole thing was excellent and they arranged the fitting with a local tradesperson. Can thoroughly recommend them. I think we got the C500.

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The Church in its own bubble has become, at best the guardian of the value system of the nation’s grandparents, and at worst a den of religious anoraks defined by defensiveness, esoteric logic and discrimination. Bishop of Buckingham's blog

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TonyK

Host Emeritus
# 35

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Ariel

A second supporter for the Supra keysafe.

I've set our up with a 6 character code, so quite difficult to try to 'break'.

Very substantial; it was quite difficult to fit as our bricks are very dense and the special screws fit into the brick without any plugs, so you might need help to set up.

Can't speak to highly about it!

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Yours aye ... TonyK

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Chapelhead

I am
# 21

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quote:
Originally posted by Ariel:
I’m thinking of getting a keysafe for my mother’s house, so that carers will have access – does anyone have any recommendations for one that holds two keys, that can be fitted externally?

...

Any recommendations? I don't want to splurge out a vast sum on this but I do want safety.

You may well have thought of this anyway, but it might be an idea to check out your local 'branch' of Age UK (I'm assuming your mother is of an age to qualify and is in the UK). In my (very limited) experience, supplying and fitting these sorts of key-safes (possibly for less cost that getting it done elsewhere) is pretty much a standard service for them, and they may well be able to advise.

[ 14. October 2015, 06:44: Message edited by: Chapelhead ]

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Ariel
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# 58

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Thanks, I did contact Age UK but (and I had this from two different branches) they said it was their policy not to make any recommendations. I'm about to go to B&Q and will see what they have.
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Twangist
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# 16208

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I used to work for a subsiduary of Age UK. We used to use the Supra ones. It's advisable to site them discretely. As you say the code can be entered in any order so it's worth bareing that in mind.

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SDG
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Galloping Granny
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quote:
Originally posted by Piglet:
quote:
Originally posted by Lamb Chopped:
... two gas stations can sit directly across the street from each other and have a 10 cent or more difference in price ...

I know what you mean, LC. When we moved here, petrol prices seemed to be more-or-less standard throughout the city, a couple of cents cheaper in one of the suburbs and more expensive the further you got from St. John's. If one filling-station changed their prices (up or down) they all did.

However, a few years ago, things changed and there are quite noticeable price differences, sometimes between two petrol stations quite close to each other.

One factor that developed recently was that Costco opened a petrol station, which is cheaper than most of the others*, so the ones on the road out to Costco lowered their prices accordingly, but it still doesn't really explain everything.

* although one brand has a loyalty card that gives 3½c off per litre, which usually cancels out the difference.

Our regular loyalty card gives 3c a litre discount at all times plus as many more points as you can accumulate from a raft of businesses that at our age we wouldn't be likely to use or to exchange for long-held loyalties (Nappies Direct? holidays in Fiji? Car hire?huntin' fishin' and shootin' supplies? a business other than our regular motel or chemist?)
Our tank takes 50 litres full. That's $1.50. It goes up to 8c for special occasions. Is it worth it even for $4?

Why do we bother?

GG

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The Kingdom of Heaven is spread upon the earth, and men do not see it. Gospel of Thomas, 113

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Ariel
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# 58

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Supra it is, now installed so hope this works. [Ultra confused] Thanks!
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Brenda Clough
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# 18061

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The is an across-the-pond question. Here in the US if you are arrested, and qualify for bail, you simply get a bail bondsman to post the bail for you. There is an entire industry that will lend money to the accused, so that they can post bail.

I discover to my surprise today that there is no equivalent in the UK. What happens to you then, if you are arrested and want to post bail? Do you raid your checking account? Get your parents and friends to raid theirs? Hock your watch? (Perhaps the police authorities take Visa?) What happens to you if you are poor and friendless?

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Leorning Cniht
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# 17564

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IANAL, and there are plenty of UK shipmates who know more about this than me, but they're still asleep. So until then:

(Assuming England and Wales here. Scotland has a different legal system.)

The majority of people released on bail are not required to post a security. Usually you are required to live at a specific address, not to contact particular people, abide by a curfew, maybe have electronic monitoring and so on. Passports are often surrendered.

Sometimes, you are asked for a surety - a third party who promises to make you show up to court, with a stack of his own cash to back his promise.

For example, a number of people stood surety for Julian Assange before he did a bunk into the Ecuador embassy. When he didn't show up to court, they were asked to pay (several people, 10-20 thousand pounds or so each).

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Golden Key
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# 1468

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Re bail:

For non-US folks who want to understand the system here:
"Bad Boys Does Good Business / Jeff Stanley shakes up the seedy world of bail bonds." (SFGate)

Bad Boys Bail Bonds has hilarious TV ads. (YouTube)

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Blessed Gator, pray for us!
--"Oh bat bladders, do you have to bring common sense into this?" (Dragon, "Jane & the Dragon")
--"Oh, Peace Train, save this country!" (Yusuf/Cat Stevens, "Peace Train")

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Firenze

Ordinary decent pagan
# 619

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Those of us who've read the entertaining - if now somewhat over-extended - adventures of Stephanie Plum by Janet Evanovitch know all about the US bail system.

The situation in Scotland is, I think, not greatly different. There is a bail hearing before a judge, sheriff or magistrate and bail, if granted (which it may not be if the crime is serious, or the prosecution successfully argues you shouldn't be let out) is subject to a raft of conditions, one of which may be a surety from a third party, or parties, of sums as determined by the court.

[ 16. October 2015, 07:52: Message edited by: Firenze ]

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Welease Woderwick

Sister Incubus Nightmare
# 10424

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I may have asked this question before but:

We can't get self-r[a]ising flour here so how much baking powder do I need to add to plain flour? The recipe is from USA and calls for two and a quarter cups of flour?

Any guesses, please?

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LeRoc

Famous Dutch pirate
# 3216

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A pinch [Smile]

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Ferijen
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# 4719

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I tend to bow to the domestic goddess's wisdom on the plain/self raising flour issue - hope that it works for you too...
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Brenda Clough
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# 18061

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OMG, I had not known of the difficulties revolving around Julian Assange. (And there was a movie, too! But I see so few movies.) I am thrilled, thanks.

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Science fiction and fantasy writer with a Patreon page

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Piglet
Islander
# 11803

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quote:
Originally posted by Welease Woderwick:
I may have asked this question before but:

We can't get self-r[a]ising flour here so how much baking powder do I need to add to plain flour? The recipe is from USA and calls for two and a quarter cups of flour?

Any guesses, please?

We get what they call "all-purpose" flour here, and a cake recipe I have with 2¼ cups of flour calls for 1½ teaspoons of baking powder. I take it that all-purpose has a bit more "rise" in it than plain flour, so you may need a bit more.

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I may not be on an island any more, but I'm still an islander.
alto n a soprano who can read music

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Galloping Granny
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# 13814

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I've never used SR flour but always put 1 teaspoon of baking powder for each cup of flour. This is what recipes that don't ask for SR flour specify.
GG

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The Kingdom of Heaven is spread upon the earth, and men do not see it. Gospel of Thomas, 113

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Sparrow
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# 2458

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I seem to remember a while ago someone here mentioning a website that could help you identify a bird from a photograph. You uploaded the photo and they could tell you what it is. Does that sound familiar to anyone?

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Drifting Star

Drifting against the wind
# 12799

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Probably not the site you're talking about, but I have sent a photo to the RSPB in the past, and they were happy to identify it for me.

I think I emailed it to a contact address listed on the website.

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The soul is dyed the color of its thoughts. Heraclitus

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North East Quine

Curious beastie
# 13049

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This site helps you identify a bird from a description, rather than a photograph.
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The Intrepid Mrs S
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# 17002

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Advice, please, folks, of a statistical nature.

The Dowager has between £5 and £6k in Premium Bonds but rarely wins anything. She is convinced that this is because they are scattered about the whole range of possible numbers - I mean, like in batches of 3 from the days when dinosaurs were trained to turn the random number generator.

Now she wants to take them all out and buy a block of contiguous numbers. I've explained that this means she loses (I think) 3 months' worth of chances of winning, but she won't listen. Also, I don't think that statistically it makes any difference to he chances of winning - surely every number has an equal (if unbelievably minute [Mad] ) chance of winning a prize?

It really isn't important - she has plenty of money - but can anyone enlighten me?

Mrs. S, taking her socks off to count

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Baptist Trainfan
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# 15128

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People just don't under statistics, do they ... I'm sure that the numbers you hold make no difference to their likelihood of "coming up". It's a bit like throwing a dice: you don't increase the likelihood of getting a 6 simply because it hasn't come up for ages and "has to come up soon" - each throw is independent of what came before.

I wonder though if she thinks that older numbers get missed out in favour of more recent issues?

Perhaps you could use National Lottery-type tactics, along the line of, "How would you feel if you had sold your Bonds and then found out that one of those numbers would have been drawn for the jackpot the very next month?"

Mind you, I only have the princely sum of £1 invested in Premium Bonds!

[ 19. November 2015, 13:31: Message edited by: Baptist Trainfan ]

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Golden Key
Shipmate
# 1468

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I'm not a stats person, but I've thought through this in the past. ISTM that Americans, anyway, want to believe that something/Someone keeps track of bets and chances; and the more you do, the more the odds tilt in your favor. Sort of a meta view of chance.

Sort of the reverse of that "Let's Make A Deal" probability brain teaser. 3 game-show doors to choose from, so a 1 in 3 chance of winning. You pick door 1, and that's the wrong door. What chance do you now have of winning?

We had a bit of an argument about this on the Ship, some years back. Many of us, myself included, said 1 in 2 chances. The more scientifically inclined said 1 in 3. ISTM that neither side understood the other.

Later, I figured it out: The 1 in 2 folks saw the new choice *as a new problem*--so 2 doors, 1 in 2 chances. The 1 in 3 folks saw it as *all part of the same problem*--so the original 1 in 3 chances still held.

[ 19. November 2015, 18:12: Message edited by: Golden Key ]

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Blessed Gator, pray for us!
--"Oh bat bladders, do you have to bring common sense into this?" (Dragon, "Jane & the Dragon")
--"Oh, Peace Train, save this country!" (Yusuf/Cat Stevens, "Peace Train")

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LeRoc

Famous Dutch pirate
# 3216

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quote:
Golden Key: Sort of the reverse of that "Let's Make A Deal" probability brain teaser. 3 game-show doors to choose from, so a 1 in 3 chance of winning. You pick door 1, and that's the wrong door. What chance do you now have of winning?
You pick a door, the game show host opens one of the wrong doors and asks if you want to switch.

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I know why God made the rhinoceros, it's because He couldn't see the rhinoceros, so He made the rhinoceros to be able to see it. (Clarice Lispector)

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Ricardus
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# 8757

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If this is the same as the Monty Hall problem, it does depend IIRC on the host *deliberately* opening a door with the booby prize behind it, rather than the door just randomly swinging open by itself.

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Then the dog ran before, and coming as if he had brought the news, shewed his joy by his fawning and wagging his tail. -- Tobit 11:9 (Douai-Rheims)

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Sipech
Shipmate
# 16870

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*Puts on my mathematics hat*.

In the scenario described above, it is a 1 in 2 chance. It is a question of conditional probability (c.f. Bayes' theorem).

At the start of the problem you have 3 unknowns, all equally probable. But then you receive new information. This is what's screwy about probability; the physical situation doesn't change (the prize hasn't moved), but receipt of new information changes the probability. That new information means it must be 1 in 2.

What makes the Monty Hall problem so interesting is that the host knows where the prize is. If they didn't, then it becomes more like Deal Or No Deal.

*takes mathematics hat off*

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TurquoiseTastic

Fish of a different color
# 8978

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The new information means that if you switch, you now have a 2 in 3 chance of winning.
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Gracious rebel

Rainbow warrior
# 3523

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Does anyone know about how interest charged on credit cards work when you pay less than the full balance. I've never done this before, always paying the balance in full each month, effectively just using it for a free source of credit without any interest to pay. But thanks to lots of unexpected bills in the past month or so, I have found myself only able to make the minimum payment on one of my 2 cards.

My aim is to minimise any interest I will need to pay, so I want to know the best way to achieve this. Should I stop spending on that card until I have paid it off (next month hopefully) - will that help to ensure I don't pay more interest than is unavoidable? Or should I pay the balance 'early' as soon as I have funds available (before waiting for next months bill to arrive). Or would neither of these strategies make any difference?

I know its probably all in the Terms and Conditions if I could find them and make sense if them, but guessing that most cards work in a similar way, I thought someone here may know the answers!

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Huia
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# 3473

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Further to the baking powder question - I have a diabetic friendly recipe for muffins that calls for 2 cups of self-raising wholemeal flour. As it's a NZ recipe I'm a bit miffed because I've never seen that for sale here.

So I'm thinking 2 teaspoons of baking powder. Does that sound right?

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Golden Key
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# 1468

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Huia--

Maybe do a search like "recipe self-rising wholemeal flour substitute" or some such? Someone may have an equivalent all worked out.

FWIW.

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Blessed Gator, pray for us!
--"Oh bat bladders, do you have to bring common sense into this?" (Dragon, "Jane & the Dragon")
--"Oh, Peace Train, save this country!" (Yusuf/Cat Stevens, "Peace Train")

Posts: 18601 | From: Chilling out in an undisclosed, sincere pumpkin patch. | Registered: Oct 2001  |  IP: Logged
Curiosity killed ...

Ship's Mug
# 11770

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Huia, it's not easy finding self-raising wholemeal flour here either. I have a recipe for banana bread that is much nicer with wholemeal flour. I usually add one teaspoon of baking powder per 4oz/1 cup/125g (and I know they aren't accurate equivalents, but they are good enough) and one for luck, but looking it up the recipes say 1½ per cup. (Which makes my banana bread recipe correct because it uses 8oz/250g of flour.)

I also tend to buy plain white flour and baking powder because I don't bake much, and have to bake a lot of gluten free, and it means I go through the flour quicker.

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Mugs - Keep the Ship afloat

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Firenze

Ordinary decent pagan
# 619

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quote:
Originally posted by Curiosity killed ...:
Huia, it's not easy finding self-raising wholemeal flour here either.

Really? I can get it in big Sainsbury's - along with buttermilk - for when I feel a soda farl coming on.
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Curiosity killed ...

Ship's Mug
# 11770

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Where I am that means travelling to the big Sainsbury's 7 or 8 miles away by two buses or 2 tube stops in another direction. I can't find it in the local Tesco's Superstore or M&S Food.

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Mugs - Keep the Ship afloat

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BroJames
Shipmate
# 9636

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quote:
Originally posted by Gracious rebel:
Does anyone know about how interest charged on credit cards work when you pay less than the full balance. I've never done this before, always paying the balance in full each month, effectively just using it for a free source of credit without any interest to pay. But thanks to lots of unexpected bills in the past month or so, I have found myself only able to make the minimum payment on one of my 2 cards.

My aim is to minimise any interest I will need to pay, so I want to know the best way to achieve this. Should I stop spending on that card until I have paid it off (next month hopefully) - will that help to ensure I don't pay more interest than is unavoidable? Or should I pay the balance 'early' as soon as I have funds available (before waiting for next months bill to arrive). Or would neither of these strategies make any difference?

I know its probably all in the Terms and Conditions if I could find them and make sense if them, but guessing that most cards work in a similar way, I thought someone here may know the answers!

This leaflet (PDF) should help. It looks as though your minimum payment is set (a) to pay off your most expensive debt first and (b) to reduce your balance - albeit slowly. You will save money if you pay of the overdue balance as soon as you are in funds, and don't wait for the next bill. I'm not sure about new purchases. It appears that if your previous bill is not paid off in full then interest may be charged on new purchases from the date of purchase.

If you have an agreed overdraft on your bank a/c it may be worth drawing on it to pay off your credit card bill in full as the interest rate is likely to be lower on the overdraft that on the credit card.

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Ariel
Shipmate
# 58

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I just had a communication from my credit card company advising me that next year, they're going to link interest rates to the Bank of England's base rate. I don't use my credit card so had no idea they were charging an eyewatering 27.9% interest on cash advances. If you can do without a credit card you really are better off not having one - you never get that kind of interest on your savings.
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Brenda Clough
Shipmate
# 18061

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You need a credit card, for things like air fares, car rentals or online purchases. However! Always, always always pay off your credit card bill every month. Never carry over a balance upon which they can charge interest. And all will be well, and you can sneer whenever they raise or lower the interest rate. (And you'll rack up a dynamite credit rating, very helpful when you really do want to borrow money.)

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Science fiction and fantasy writer with a Patreon page

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Ariel
Shipmate
# 58

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quote:
Originally posted by Brenda Clough:
You need a credit card, for things like air fares, car rentals or online purchases.

Mm no. I seem to have managed for the past 25 years without that.
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Huia
Shipmate
# 3473

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Thanks CK - I didn't think of Google (seriously -I can totally miss the obvious sometimes [Hot and Hormonal] )

quote:
Originally posted by Brenda Clough:
You need a credit card, for things like air fares, car rentals or online purchases.

I use my debit card for those kind of things. Even if it would be to my advantage to have temporary use of the bank's money I am not really disciplined enough to have a credit card. If I travelled internationally it might be different.

Huia

[ 22. November 2015, 03:46: Message edited by: Huia ]

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Charity gives food from the table, Justice gives a place at the table.

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Mr Clingford
Shipmate
# 7961

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I use a credit card that pays me a small amount for using it. As I find it no problem paying it off every month and therefore have never paid any interest, I always make money using a credit card. Lovely.

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If only.

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Pigwidgeon

Ship's Owl
# 10192

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I don't get money for using mine, but I get "points," which I have designated to be put into my amazon.com account. (And I watch my balance carefully and pay it in full every month.)

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Sioni Sais
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# 5713

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quote:
Originally posted by Brenda Clough:
You need a credit card, for things like air fares, car rentals or online purchases. However! Always, always always pay off your credit card bill every month. Never carry over a balance upon which they can charge interest. And all will be well, and you can sneer whenever they raise or lower the interest rate. (And you'll rack up a dynamite credit rating, very helpful when you really do want to borrow money.)

In the UK at any rate you also get additional protection under the Consumer Credit Act.

I've never used this option to get redress, though I know a few who have done so successfully, but it is the reason for paying deposits for holidays on my credit card. Well worth the extra 2% demanded by the vendor when I'm spending a hundred quid or so.

Then again, that's the situation in the UK, so I don't know how things are elsewhere.

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"He isn't Doctor Who, he's The Doctor"

(Paul Sinha, BBC)

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Brenda Clough
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# 18061

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The rate of interest they charge on credit cards is so iniquitous, almost anything you can do to get out of it is better than nothing.

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Science fiction and fantasy writer with a Patreon page

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Albertus
Shipmate
# 13356

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Yes, I too manage perfectly well with a debit card, here in the UK. The only thing I've occasionally found is that care hire firms sometimes want an extra proof of address to guarantee the deposit, but that's not a problem. Having burnt my fingers on a credit card some 15 years ago- the only time I've ever got into fairly serious (non-mortgage) debt- I wouldn't go back to one.
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Twilight

Puddleglum's sister
# 2832

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Does "low pain threshold," "high pain threshold," really mean anything or are some people cry babies and others brave stoics?
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Lamb Chopped
Ship's kebab
# 5528

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IMHO it means something. I have a high pain tolerance, and have had a few docs look askance at me when they realize whatever-it-is is going on. Like the tubal pregnancy that nearly burst and killed me before I realized there was something major wrong. High pain tolerance can be a mixed blessing.

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Er, this is what I've been up to (book).
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Twilight

Puddleglum's sister
# 2832

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I hear you, Lamb Chopped. When I broke my leg in two places tore four ligaments and knocked the knee out of joint, the ER crew not only looked askance at me for smiling and making jokes, they proceeded then to ignore me for three hours until my husband mentioned that I seemed to be going into shock. He only noticed because I couldn't remember the dog's name -- that's like PyxE not wanting to watch Dr. Who -- a life saving detection device.

What caused me to think of all this was a comment on another board about one of the "Survivor" contestants crying about the rain. I thought he was a bit of a wuss and compared him to a young woman who didn't fuss when her shoulder was dislocated. I was told by several people that it didn't mean she was tougher but that she merely had a, "high pain threshold."

So all that time my brothers and I spent pretending we were Indian braves or Spartan warriors being tortured, while we practiced our pain endurance were just wasted? Dang.

So I wondered if there was any scientific evidence to the variation of pain tolerance or that some people are using the one to ten pain scale as an automatic ten, to get faster service.

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lilBuddha
Shipmate
# 14333

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Of course there are studies in pain tolerance. It is complex from what I gather. Your physiology affects how you will respond to pain, but your brain controls your perceptions as well.
Genetics, handedness, gender, hormone levels, meditation, mood, etc.
As far as over-reporting pain level to gain more immediate assistance, this might be of dubious benefit.
When asked by a doctor about what level of pain I was experiencing, I quizzed her to ascertain my level of pain. In the conversation she indicated her belief most people self-assess to high a level of pain. Too many people saying 8-10. People in that much pain have difficulty assessing their own state.
And shock can minimise the perception of severity.

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I put on my rockin' shoes in the morning
Hallellou, hallellou

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Penny S
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# 14768

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Apparently swearing reduces the perception of pain. I don't know if studies have included substitute words like "sugar", "fishcakes" and similar explosive sounds.

I have often wondered how I would describe pain to a doctor, since I don't have any objective thing to compare it to.

[ 28. November 2015, 16:49: Message edited by: Penny S ]

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Brenda Clough
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# 18061

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There was an article in the Atlantic Magazine recently about how if you are female they automatically discount your pain and suffering. It was notable, because after the article ran a ton of anecdotal backup was offered by commenters. It apparently is really a thing.

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Science fiction and fantasy writer with a Patreon page

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